Number and Algebra

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Number and Algebra

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UNIT 1: NUMBER & ALGEBRA

Practice questions covering rounding significant figures, standard form, arithmetic and geometric sequences and series, compound interest, loans, annuities, matrices, determinants, inverses, complex numbers (modulus, argument, polar form, De Moivre's theorem), Markov chains, and eigenvalues.

Q1 [EASY]

Round 0.003 472 to 2 significant figures.

Answer: 0.0035

Q2 [EASY]

Write 0.000 056 7 in the form a × 10ᵏ, where 1 ≤ a < 10 and k ∈ ℤ.

Answer: 5.67 × 10⁻⁵

Q3 [EASY]

An arithmetic sequence has first term u₁ = 5 and common difference d = 4. Find: (a) the 12th term, (b) the sum of the first 12 terms.

(a) u₁₂ = ?

(b) S₁₂ = ?

Answer: (a) u₁₂ = 49 (b) S₁₂ = 324

Q4 [EASY]

A geometric sequence has u₁ = 3 and common ratio r = 2. Write down u₅ and find the sum S₅.

Answer: u₅ = 93

Q5 [EASY]

A car bought for $24 000 depreciates at 15% per year. Find its value after 3 years, giving your answer to the nearest dollar.

Answer: 24000 × (0.85)³ = $14 739

Q6 [EASY]

The approximate value of √2 is 1.41. The exact value is 1.41421… Calculate the percentage error in the approximation.

Answer: ε ≈ 0.298%

Q7 [EASY]

Evaluate Σ (k=1 to 6) of (2k + 3).

Answer: = 60

Q8 [MEDIUM]

The nth term of an arithmetic sequence is given by uₙ = 3n − 7.

(a) Find u₁ and d.

(b) Find the value of n for which uₙ = 62.

(c) Find S₂₅.

Answer: (a) u₁ = −4, d = 3 (b) n = 23 (c) S₂₅ = 800

Q9 [MEDIUM]

A geometric sequence has u₁ = 64 and u₄ = 8.

(a) Find the common ratio r.

(b) Find the sum to infinity S∞.

(c) Find the smallest n for which uₙ < 0.001.

Answer: (a) r = 0.5 (b) S∞ = 128 (c) n = 18

Q10 [MEDIUM]

Francesca invests €8 500 at a nominal annual interest rate of 5.4%, compounded quarterly.

(a) Find the value of her investment after 6 years.

(b) Find the number of full years needed for the investment to exceed €15 000.

Answer: (a) €11 591.92 (b) 12 years

Q11 [MEDIUM]

The first three terms of a geometric sequence are ln(2x+7), ln(2x+7)/3, ln(2x+7)/9.

(a) Show that the common ratio is 1/3.

(b) State the condition for the sum to infinity to exist.

(c) Find S∞ in terms of x.

Answer: (a) r = [ln(2x+7)/3] ÷ ln(2x+7) = 1/3 (b) Since |1/3| < 1, sum to infinity always exists (c) S∞ = (3/2)ln(2x+7)

Q12 [MEDIUM]

Ahmed takes a loan of $15 000 at an annual interest rate of 6%, compounded monthly, to be repaid in equal monthly instalments over 4 years.

(a) Find the monthly repayment using the Finance Solver.

(b) Find the total amount repaid.

(c) Find the total interest paid.

Answer: (a) $352.28/month (b) $16 909.44 (c) $1 909.44

Q13 [MEDIUM]

Lucia deposits $250 at the start of each month into a savings account earning 3.6% per annum compounded monthly. She makes deposits for 8 years.

(a) Find the total value of her savings at the end of 8 years.

(b) Find the total amount deposited.

Answer: (a) FV ≈ $28 428.69 (b) $250 × 96 = $24 000

Q14 [MEDIUM]

Consider the matrix equation AX = B where A = [[3, −1], [2, 4]] and B = [[7], [14]].

(a) Find det(A).

(b) Find A⁻¹.

(c) Hence solve for X = [[x], [y]].

Answer: (a) det(A) = 14 (b) A⁻¹ = (1/14)[[4,1],[−2,3]] (c) x = 3, y = 2

Q15 [MEDIUM]

Evaluate: Σ (r=3 to 10) of (5r − 2). Show all working using arithmetic series formulas.

Answer: 244

Q16 [MEDIUM]

A piece of equipment bought for $50 000 loses 20% of its value in the first year, then 15% per year after that. Find the value after (a) 1 year, (b) 5 years from new. Give answers to 3 s.f.

Answer: (a) $40 000 (b) $20 900 (3 s.f.)

Q17 [MEDIUM]

The first term of an arithmetic sequence is −86 and common difference is 4.

(a) Find the first positive term and state which term it is.

(b) Find the minimum value of Sₙ.

Answer: (a) First positive term = 2, it is the 23rd term (b) Min Sₙ = −968

Q18 [HARD]

The Argand diagram shows three complex numbers z₁ = 2+3i, z₂ = −1+2i, and z₃ = 3−2i.

(a) Calculate |z₁| and arg(z₁), giving arg in radians to 3 d.p.

(b) Write z₁ in polar form r(cosθ + i sinθ) and in Euler form reⁱᶿ.

(c) Find z₁·z₂ and express in rectangular form.

(d) Find z₁/z₃ in rectangular form a+bi.

Answer: (a) |z₁|=√13≈3.606, arg=0.983 rad (b) √13·eⁱ⁰·⁹⁸³ (c) −8+i (d) 0+i = i

Q19 [HARD]

The graph shows the terms and partial sums of the geometric sequence uₙ = 48·(½)ⁿ⁻¹.

(a) Use the formula to find S∞ and verify with the graph.

(b) Find the smallest n such that |Sₙ − S∞| < 0.5.

(c) The sum of the first n terms exceeds 95. Find the smallest such n.

(d) [HL] Find all values of x for which the series Σxⁿ·48·(½)ⁿ⁻¹ converges, and state S∞ in terms of x.

Answer: (a) 96 (b) n=8 (c) n=7 (d) −2

Q20 [HARD]

Matrix A = [[2,1],[0,3]] transforms the unit square as shown.

(a) Find the eigenvalues of A.

(b) For each eigenvalue, find the corresponding eigenvector.

(c) Write A = PDP⁻¹ where D is the diagonal matrix of eigenvalues.

(d) [HL] Hence find A⁵.

Answer: (a) λ=2 and λ=3 (b) v₁=[1,0]ᵀ, v₂=[1,1]ᵀ (c) P=[[1,1],[0,1]] (d) A⁵=[[32,211],[0,243]]

Q21 [HARD] [HL]

Complex number z = 1 + i.

(a) Write z in polar form and Euler form.

(b) Use De Moivre's theorem to find z⁸.

(c) Find all fourth roots of z, giving answers in Euler form.

(d) Show that the sum of all fourth roots of any complex number is always 0.

Answer: (a) √2·eⁱᵖⁱ/⁴ (b) z⁸ = 16 (c) 2^(1/8)·eⁱ⁽ᵖⁱ/¹⁶⁺ᵏᵖⁱ/²⁾, k=0,1,2,3 (d) Shown

Q22 [HARD]

Solve the system of equations using matrices: 2x + y − z = 4, x − 2y + 3z = −6, 3x + 4y − 2z = 11.

(a) Write in matrix form AX = B.

(b) Find det(A).

(c) Find A⁻¹ using GDC.

(d) Hence find x, y, z.

Answer: (a) Written (b) det(A) = −15 (c) Computed via GDC (d) x=1, y=2, z=1

Q23 [HARD]

The first term of a sequence is u₁ = a and uₙ₊₁ = uₙ + d (arithmetic, d>0). Another sequence has v₁ = a and vₙ₊₁ = vₙ·r (geometric, r>1). Given: u₄ = v₃, u₈ = v₅, and a=2.

(a) Write two equations in d and r.

(b) Show that r² − 3r + 2 = 0.

(c) Since r>1, find r and d.

(d) Find which term is the first where vₙ > uₙ by 100 or more.

Answer: (a) 2+3d=2r², 2+7d=2r⁴ (b) Shown (c) r=2, d=6 (d) n=8

Q24 [HARD]

A pension scheme: Marco pays $400 at the start of each month into an account earning 4.8% per annum compounded monthly for 30 years.

(a) Find the total value of his pension fund after 30 years.

(b) He then withdraws $2 800 per month from this fund (same rate applies). Find how many months the fund will last.

(c) Find the total amount withdrawn and compare to total deposited.

(d) [HL] If he wanted to withdraw permanently (fund never depletes), find the maximum monthly withdrawal.

Answer: (a) ≈$318 382 (b) ≈170 months (≈14.2 years) (c) Withdrawn $476K vs deposited $144K (d) $1273.53/month

Q25 [HARD] [HL — Transition Matrices & Markov Chains]

A town has two internet providers: Aster (A) and Bolt (B). Each month, 20% of Aster customers switch to Bolt, and 15% of Bolt customers switch to Aster.

(a) Write the transition matrix T.

(b) If initially 6000 use Aster and 4000 use Bolt, find the state after 3 months.

(c) Find the steady-state (long-run) distribution.

(d) Find the eigenvalues of T and verify the steady state.

Answer: (a) [[0.80,0.15],[0.20,0.85]] (b) via GDC (c) ≈4286 Aster, 5714 Bolt (d) λ=1, λ=0.65